About The Blog

Debate at the intersection of business, technology and culture in the world of digital money, both commercial and government, a blog born from the Digital Money Forum in London and sponsored by Consult Hyperion

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Latest Posts

Please adjust your set

By Dave Birch posted Dec 24 2012 at 10:18 AM

Announcing the end of the Digital Money blog. Please retune to the Tomorrow's Transactions blog. Thank you for your co-operation. The computer is your friend.

Continue reading "Please adjust your set" »

Christmas memories

By Dave Birch posted Dec 24 2012 at 10:14 AM

[Dave Birch] Ah, Christmas. Thinking about it always makes me cry, because that's when I fill out my traditional tax form for Her Majesties Revenue and Customs. But at least my taxes aren't the King's Ransom they were once.

Continue reading "Christmas memories" »

The slower payment service (SPS) is still going strong

By Dave Birch posted Dec 21 2012 at 8:45 PM

[Dave Birch] Non-electronic large payments are about one thing only: crime.

Continue reading "The slower payment service (SPS) is still going strong" »

The old Lady of Threadneedle street, eh?

By Dave Birch posted Dec 18 2012 at 4:12 PM

[Dave Birch] There's an economic reason for getting rid of cash: the ability to have negative nominal interest rates. And we should have plastic pounds.

Continue reading "The old Lady of Threadneedle street, eh?" »

Shades of grey

By Dave Birch posted Nov 5 2012 at 1:34 PM

[Dave Birch] The future of retail e-payments will probably include NFC, but it may not include EMV.

Continue reading "Shades of grey" »

Two pints of lager and a packet of crisps, please

By Dave Birch posted Nov 1 2012 at 9:13 PM

[Dave Birch] Happy happy day, our pub has gone contactless.

Continue reading "Two pints of lager and a packet of crisps, please" »

A second advance warning: adjust your set ready for the digital switchover

By Dave Birch posted Oct 31 2012 at 5:59 PM

[Dave Birch] The Digital Money blog will switch off at the end of 2012 as it has been absorbed into Tomorrow's Transactions.

Continue reading "A second advance warning: adjust your set ready for the digital switchover" »

E-ASS about face

By Dave Birch posted Oct 31 2012 at 5:59 PM

[Dave Birch] We need to link KYC to some form of "Financial Services Identifier" or "Payments Passport". You might want to store this in your phone, but it isn't your phone.

Continue reading "E-ASS about face" »

Wallets and wedges

By Dave Birch posted Oct 29 2012 at 3:27 PM

[Dave Birch] Will the mobile wallet preserve existing relationships or disrupt them?

Continue reading "Wallets and wedges" »

Battle of the internet security experts

By Dave Birch posted Oct 26 2012 at 6:28 PM

[Dave Birch] People should use their real names on Facebook. No, wait… they shouldn't. Wait, they should… I shouldn't make fun of MPs for knowing nothing about identity management strategy because their voters don't know what they want either.

Continue reading "Battle of the internet security experts" »